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Features
It is a fixed interest bearing credit facility with equal monthly instalment payments made available only in TL for financing your automobile purchases. Maximum credit maturity is 48 months. For a first-hand (zero mileage) automobile to be purchased, the crediting rate is 70% for a portion of up to TL 100,000 of the final invoice value, and 50% for the portion in excess of TL 100,000.
A pledge is established on the automobile to be financed. Motor own damage insurance will also be taken out for the automobile pledged in favour of our Bank.
Interest Rate
| Amount | Terms | Interest Rate | Intsallment Amount | Credit Allocation Fee | Yearly Cost Ratio |
|---|---|---|---|---|---|
| 30.000 TL | 12 | 5,00% | 3.677,04 TL | 150 TL | 113,7252% |
| 30.000 TL | 18 | 5,00% | 2.875,64 TL | 150 TL | 113,5088% |
| 30.000 TL | 24 | 5,00% | 2.501,93 TL | 150 TL | 113,3990% |
| 30.000 TL | 36 | 5,00% | 2.175,40 TL | 150 TL | 113,1514% |
| 30.000 TL | 48 | 5,00% | 2.049,75 TL | 150 TL | 113,8788% |
SECOND-HAND
Features
For a second-hand automobile to be purchased, the crediting rate is 70% for a portion of up to TL 100,000 of the final invoice value, and 50% for the portion in excess of TL 100,000.
A pledge is established on the automobile to be financed. Motor own damage insurance will also be taken out for the automobile pledged in favour of our Bank.
Interest Rate
| Amount | Terms | Interest Rate | Intsallment Amount | Credit Allocation Fee | Yearly Cost Ratio |
|---|---|---|---|---|---|
| 30.000 TL | 12 | 3,75% | 3.290 TL | 150 TL | 71,3917% |
| 30.000 TL | 18 | 3,75% | 2.467 TL | 150 TL | 70,8810% |
| 30.000 TL | 24 | 3,75% | 2.070 TL | 150 TL | 70,8810% |
| 30.000 TL | 36 | 3,75% | 1.698 TL | 150 TL | 70,3592% |
| 30.000 TL | 48 | 3,75% | 1.698 TL | 150 TL | 70,3376% |